About Willyard Agency
I am proud to say that I am a native Texan. I was born in Garland, Texas and spent the majority of childhood with family in the Garland area or along the Gulf Coast as a Navy brat. Although I have lived in many places and several states, I have always considered Garland my home. I think Garland was home because that is where most of my extended family lives.
I spent 30 years in the Houston area and it never felt like home. My brother and his family have lived in Flower Mound for more than 25 years and his three children graduated from Marcus High School. They love it here. I decided I wanted to live closer to family, so I chose to move to the Flower Mound area too. That was the right decision for me. I love it!!! I finally feel at home again.
I have two children, Luke, who graduated from Manvel High School last year, just started college in Kansas, and Elli (pronounced Ellie), who is a senior at Marcus High School this year. I have a lot of hobbies and enjoy being creative. One of my favorite hobbies is creating a tiny Christmas village. I purchase building models, paint them, put them together and then create landscaping for a winter wonderland. Yes, I even have a train going through it. I also enjoy cooking, listening to books, sewing, quilting, and making homemade cards. I am an organization freak. My kids call me the “bin queen.” Can you believe that they actually make fun of me because I have separate bins for each color of Christmas decorations? Oh! In case you can’t tell, I also love Christmas.
When I first decided to get into the insurance industry and open my agency. I did so for many reasons. One reason, and tom the most important reason, is that I want to help people. I want my career to feel like I am contributing to improving an individual’s life.
Second, let me just say it …… insurance is boring. If the truth must be told, I didn’t want anything to do with it and demanded that my husband handle everything to do with insurance. If you had asked me what 30/60/30 meant, I wouldn’t have been able to tell you. If you had asked what term vs. whole life policies were, you would get nothing but a confused look from me.
The story I am about to tell you is why I chose insurance and why I chose to open my own agency.
I spent the majority of my career as a support staff member for higher education. I worked at San Jacinto Community College in Pasadena and Houston, TX, Sam Houston State University in Huntsville, TX, and Texas A&M University in College Station, TX. Throughout my career, I went above my administrative support duties by becoming an Advisor for program clubs, serving on scholarship selection committees, helping students navigate the world of academia to ensure graduation, creating and organizing free community CPR training events, and being instrumental in the approval of two academic programs by the Texas Higher Education Coordinating Board.
I have received numerous awards for volunteerism in my community as well as professional awards and recognitions. I reached the top of my profession when I resigned as Executive Assistant for the Vice Presidents of the Legal and Human Resources departments at in international oil and gas company. I guess you could say that I do everything to the extreme and the best of my ability.
After adopting Luke and Elli and staying home to raise them for 11 years, I needed to rejoin the workforce. I didn’t want to return to administrative support positions because I didn’t want to have to work my way back up to where I left the industry. I thought long and hard about myself and what was important to me. I decided first and foremost, I needed to help people. Helping people was the one thing I had enjoyed in my career. As a result, I knew that if I could help others, I would enjoy whatever career I decided on.
I can’t remember the exact event that happened, but I discovered that there was a decreasing life insurance policy. This type of life insurance policy is primarily purchased to pay off large debts, such as a mortgage. I remember being upset that in my old age, not one insurance agent had ever mentioned anything about this product. What would have happened if something had happened to my husband? His life insurance through his work would pay off the vehicles and maybe the house, but what then? How would the kids and pay our bills, I hadn’t worked in 11 years!
About a month later, I met a woman through a family member. She and her husband had lived a very comfortable lifestyle their whole married life. They had a home in Highland Park, TX, drove nice vehicles, and had an adult son that was in college and living with them.
One day, her husband left his position with his company. He had always had life insurance through his company, so it wasn’t ever something they had to think about Around four months after he left his company, he passed away suddenly.
I had met this woman about a year after her husband’s passing. By this time, she and her son lived in a two-bedroom apartment. She had no education and no work experience for the past 20 years, so she eventually ended up with a job in a retail store. Their son had to stop going to college full-time and became a part-time student because he had to get a part-time job to help pay the bills. After she had been stable and living comfortably for 25 years, this woman and her son had not only lost a major member of their family, they lost everything else too. They sold all physical property to pay off bills. She couldn’t afford the mortgage payment and utilities for her home, so it was sold too along with her vehicles.
There is nothing wrong with the life this woman and her son built. I admire their strength and perseverance. Recovering from the loss of a spouse is hard enough. Throw in the loss of your home, your vehicles, and your lifestyle at the same time, that is unimaginable.
That is when I knew what I wanted to do. I want to help educate individuals to prevent something like this from ever happening to anyone else. I want to discuss insurance with people, so they know if they are covered for whatever life throws at them.
The Willyard Agency started as a Farmers Insurance Agency, which means, I could only sell Farmers and its affiliates’ products. I didn’t feel that I was able to help as many people as I would have liked, so I decided to change the agency to an independent agency. As an independent agency, we can price shop for you and compare policies by many carriers instead of just one. In addition, it allows us to offer more types of policies.
Remember, I started this career and agency because I want to help you and your family. I want to prevent your family from having to change their way of life in the event of something terrible happening. That is what makes you a member of the Willyard Agency family. A family looks out for each other and we look out for you.