If you already have a home insurance policy and an auto policy, you may believe that you have all of the coverage you need. However, these policies are often lacking in enough liability coverage. When an accident happens, you need to be well-covered so that you won’t owe a lot of money from out of your own pocket. That’s why so many people are getting umbrella insurance. It gives you the extra coverage you need. When you need umbrella insurance to better protect yourself, call us at Willyard Agency in Highland Village, TX.
Umbrella Insurance: What You Need To Know
Your home and auto policies both have some liability coverage, but it may not be enough to pay for the medical bills and other expenses after a serious accident. This can leave you with thousands in overage that you have to pay by yourself. When you have umbrella insurance, this overage is paid for you. This can give you peace of mind in knowing that you are covered against a serious accident that could be expensive. And, umbrella insurance is very reasonably priced for a high amount of coverage.
How the Coverage Works
Umbrella insurance steps in after your home or auto policy. Once the home or auto policy has maxed out in paying for an accident, your umbrella insurance comes in to pay the rest. This ensures that you don’t have money left over that you have to pay. It is much less expensive to get this type of liability coverage than it is to add more coverage to both your home and auto policies. It covers both policies at once.
Get Your Umbrella Coverage
If you are interested in getting an umbrella policy to make sure that you are well-protected, we can help. To get started, call us at Willyard Agency serving the greater Highland Village, TX community.