Why Every Boat Owner Needs Boat Insurance

If you own a boat, you know how much fun it is to get it out on the water. However, being out on the water also means there are risks to your boat. To keep your boat well-covered against those risks, you need boat insurance. Contact us now at Willyard Agency in Highland Village, TX.

Your Boat Type

The kind of boat that you have figures largely into the kind of boat insurance policy that you need. Boat insurance can be gotten for a number of boat types, including powerboats, sailboats, fishing boats, pontoon boats as well as several types of personal watercraft such as WaveRunners. 

Your Insurance Type

The kind of coverage you get largely depends on the choices you make. There are options that can be added onto standard coverage so that your specific boat and risks are covered. You can get liability coverage that covers others if your boat were to have an accident with another boat and there were bodily injuries and/or property damage. You can also get coverage that covers your own injuries and property damage after an accident or other incident. You can also get coverage for damages that happen due to an underinsured or uninsured boater that causes an accident with you. Find out about the many types of coverage that you can choose before you decide on the coverage you need. 

Covering Your Boat

There are many working parts that are required for a boat to function, and most of these can be covered under comprehensive or collision boat insurance. If it is a large boat, however, it may have furnishings and a range of personal possessions on board. When you choose your boat policy, make sure that the items on your boat are covered as well as the boat itself. 

Get Boat Coverage

To get your boat policy, call us at Willyard Agency in Highland Village, TX. 

Our Partners

  • Allstate
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  • Hagerty
  • Kemper
  • Progressive
  • Safeco
  • State Auto
  • Travelers
  • UPC