Drivers all over the Highland Village, TX area need to make sure they are taking their personal insurance needs seriously. One type of insurance that most people in this area of the state need to have is auto insurance. There continue to be many reasons that the typical person in this area will need to have this coverage.
State of Texas Requires Coverage
A lot of people here will need to get auto insurance protection because the state will require it. In Texas, all drivers need to comply with the state law around minimum levels of liability insurance. All drivers must have this as it helps to ensure that you can pay for any accident damage that you cause during a collision. If you don’t carry it, you will be penalized when caught.
Insurance Needed to Protect Asset
It would be best if you also had this valuable protection to keep your vehicle covered. A car is a major purchase and one that needs to be protected as well as possible. When you get a full insurance plan, it can help ensure that you get the needed coverage. With collision and comprehensive coverage, you will know you have coverage against the risk of theft or accident damage.
People in the Highland Village, TX area will need to have auto insurance at all times. If you are looking for a new policy in this area, you will want to call the Willyard Agency professionals. There are going to be a lot of reasons to get this coverage, and Willyard Agency can help you choose a great policy that meets your needs and keeps you comfortable when behind the wheel.
Home businesses are on the rise, and they have never been more popular. They offer a way to do business without paying an additional amount to rent or own a storefront or office. For many people, the lure of doing business from home, especially when you have a family is irresistible. On the downside, it is easy to forget that this is a business. It needs to be taken seriously and separated from your private life. At the Willyard Agency in Highland Village, TX, we are locally owned independent agents. We want to help you understand the coverage you have and suggest the coverage you may need to handle whatever life throws at you.
Yes, you do need commercial insurance for your home business. Home insurance covers your home and contents, and to some limited degree, it may cover your home business. It won’t provide adequate coverage for things like professional equipment, technology, and your records. But this isn’t the main problem with not having commercial insurance. When you have a home business, your home insurance liability won’t cover business injuries or issues. You could even lose your home insurance if they’re not aware that you have a home business. All businesses are vulnerable to being sued. Legal fees or a judgment against you could ruin your business. It would be best if you had commercial liability insurance.
Business loss coverage is an important protection. It will help pay the bill and even play your usual income if, for some reason, your business cannot operate. This could be damage from a fire, tornado, or other covered events.
If you live in or near Highland Village, TX, the Willyard Agency team would love to sit down with you. Let’s discuss how we can help you make sure that your home business is protected against all the potential hazards.
Winter in Texas may not be as severe as in other places. It still is a place where ice and snow can occur, and winter is colder than other times of the year. Nothing is cozier than snuggling in front of a fire enjoying hot chocolate, but before you can enjoy winter, you have to make sure that your home is ready for winter. Part of being ready for winter is having home insurance you can count on. If you live in or near Highland Village, TX, you can count on Willyard Agency to provide the top carriers in the business.
Turn off your sprinkler system.
Summers can be arid in Texas, and chances are you have a sprinkler system to help keep your grass as green as possible. Depending on the type of system you have, it may be as simple as moving a switch and draining it. But if you aren’t sure, hire a professional to get all of the water out of the system.
Clean the gutter
Fall debris can pile up in your gutters. This can lead to water not being able to drains through the downspouts. It can cause damage to your roof and cause leaks inside your home as well. Clean them out and while you are near the downspouts, make sure that they are draining away from your home.
Check the chimney
Before you light your first fire, you need to get a chimney sweep in to clean the chimney and check the masonry to ensure it is in good shape. Chimney fires are hazardous and cause a lot of damage.
Tune-up the furnace
Before you turn on the heat for the winter, make sure you get a tune-up. Your heater will run more efficiently if it is cleaned.
If you live near Highland Village, TX, contact the Willyard Agency for all your insurance needs.