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Finding Flood Insurance That Meets Your Needs

Flood insurance is an important protection type that we at Willyard Agency offer our many Highland Village, TX area customers. If you are new to flood insurance and are interested in a policy, it is important to learn more about what these policies can help you with when a flood occurs.

What Flood Insurance Covers

Flood insurance covers any damage that a natural flood may cause in your home. For example, an overflowing river entering your house may cause a lot of damage that this policy can cover. It won’t cover plumbing-related disasters unless they are triggered by the flood itself.

Factors to Consider

When buying a high-quality flood insurance policy for your home, you need to consider the following factors, as they may affect what your policy covers and its overall scope:

  • Flood Risk: Your home is likely in a specific flood zone that rates its risk of experiencing this natural disaster. Talk to your local insurance specialists to learn more about your overall danger.
  • Coverage Type: You may find many flood insurance options that vary depending on many factors, which can affect what type of policy you prefer to buy.
  • Premium Costs: Companies may charge varying premiums based on various factors, including their customer base, their level of protection, and much more.
  • Add-On Options: Some insurance providers may provide additional riders or insurance coverage options that you can add to your flood policy to improve its payments.

Finding a Policy That Works

Do you want a flood insurance policy that will keep you safe and avoid serious financial costs? Then please contact us today at Willyard Agency to learn more. We serve Highland Village, TX and the surrounding area and will do what we can to provide you with a policy that makes sense.

3 Benefits of Flood Insurance

Floods can affect anyone. And because you can’t predict the outcome of floods, you need flood insurance to protect your home. But will the federal government not cover my damages? You will be lucky if the federal government declares the floods in your area a national disaster- because this isn’t always the case. And when they do, federal assistance is a loan that needs to be paid back. If you have outstanding mortgage liability, adding another loan on top will increase your financial burden.

For this reason, whether you are a renter, homeowner, or business owner in Highland Village, TX, you need flood insurance from Willyard Agency. This way, you will accrue the below benefits. 

Protects your assets

Flood insurance compensates you if floods damage your assets. Unfortunately, typical insurance coverages like home or commercial insurance don’t cover damage resulting from floods. As such, you need flood insurance to cover you when floods strike. 

If you are a homeowner, flood insurance coverage from the National Flood Insurance Program (NFIP) covers your home dwelling up to $250,000. Additionally, your assets (contents) are covered up to $100,000. However, you can get additional and versatile coverage from private carriers.

Peace of mind

While the world is full of worries, let insurance take some for you. Flood insurance gives you peace of mind, knowing that your assets and loved ones are covered when floods strike. While flood insurance won’t stop floods, it keeps you relaxed by knowing that your valuables will be paid for by your insurer when floods strike.

To protect your loved ones

Your home is a safe haven for your family and pets. If floods strike, your dear ones will be left without a place to call home. Thankfully, flood insurance can reinstate your home even after flood damage.

Given that every home in Highland Village, TX is at risk of flood insurance, it’s wise to purchase coverage from Willyard Agency. Contact us today, and one of our agents will help you protect your home.

Our Partners

  • Allstate
  • ASI
  • Encompass
  • Guard
  • Hagerty
  • Kemper
  • Progressive
  • Safeco
  • State Auto
  • Travelers
  • UPC