Having flood insurance in Texas is of the utmost importance. You never know when a storm could strike, so it’s best to have an action in place. At the Willyard Agency, we have the professional insurance agents to help you find a policy that you can rely on.
Is flood insurance required?
Flood insurance for your home may be required based on the flood zone you’re in. FEMA identifies flood zones regularly – and when you shop for home insurance, it will be identified as to whether you need added flood insurance.
Your standard home insurance doesn’t cover flooding. This means you could leave yourself vulnerable to any number of scenarios. Even if it’s not required for you to have flood insurance by FEMA, the state, or your mortgage company, it can still be advantageous to get it.
When you bundle several policies together, it can save. With the help of our agents, we’ll show you how flood coverage can be more affordable than you might think.
How Flood Insurance Can Protect You
All sorts of things can happen when you’re living in Texas. If a flood hits, you want to know that you’re covered. A good policy can offer protection in several scenarios:
- A river or lake overflows
- Storms create excess water
- A water pipe bursts because of severe temperature changes
- A dam burst nearby
Many policies vary in terms of the scenarios they will protect against. That’s why it’s important to have an insurance agent work to help you build a policy that you can rely on. Additionally, you may be able to add riders to have more coverage. This way, your home, and belongings are protected if water hits your property and/or enters your home.
Give us a call at the Willyard Agency today to begin exploring how flood insurance can help you provide additional protection for your home. With our expertise, we can answer questions and find you an affordable policy.
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