If you love to travel, an RV is an excellent investment. Not only can you travel with all of the comforts of home, but you also won't need to worry about expensive hotel stays. If you are planning to buy an RV, before you drive the vehicle off the lot, you will need to get RV insurance. There are a few reasons why this insurance is so essential.
It's the Law
Under Texas state law, you must have automobile insurance to legally drive on the road, including an RV. Under the law, you must carry the state minimum liability insurance. This will cover the other driver's vehicle and their medical bills if you cause an accident. You can take out collision coverage if you want your RV to be covered if you cause an accident. You can also add comprehensive insurance that will cover your RV if it is stolen or damaged by a flood, fire, or vandalism. If you are pulled over and you don't have insurance, your license will be suspended, your RV can be impounded for up to 180 days, and you would be required to pay a $350 fine.
Protect Your Belongings
When traveling in your RV, you are likely going to be traveling with plenty of your personal belongings. If your RV is stolen, this insurance will cover the cost of your belongings. The same is true if your belongings are damaged during an accident.
Roadside Assistance, Towing, and Labor
If you are traveling a long distance, the last thing you want is for your RV to break down on the side of the road. You can add roadside assistance to your plan, which would help with a flat tire, a lockout, or a dead battery. You can add towing and labor, which will save you the expensive cost to tow your RV to the nearest garage or dealer.
If you plan to purchase an RV, our agents at the Willyard Agency in Highland Village, TX can help you get your policy started. We can find the best RV insurance policy to meet your individual needs. To get your policy started, give us a call or stop by today.
Request a Quote